When you are involved in a car accident, the initial feelings of fear, frustration, and confusion can overshadow practicality. This is particularly true if you have been injured. Most people comply with the police questions, as they should, as well as following the instructions of their insurance company. However, your insurance company may not always look out for you. They are a business and as such, they are looking to make a profit. Although maybe not your first thought after a car accident, you should consider speaking with an experienced attorney before you speak with your insurance.
INSURANCE COMPANY’S BEST INTERESTS
As we mentioned earlier, the insurance company is a business who is looking out for their own best interests. It is important to understand that the insurance adjustor is not your friend. The moment you call in, they will search for ways to reduce costs and find ways to pay you less. It is important to remember that they are working for the insurance company. As such, having an attorney look over your case before you talk to your insurance company can help you in the end.
AN ATTORNEY CAN EVALUATE YOUR CASE MORE THOROUGHLY
Experienced auto accident lawyers familiarize themselves with common tactics insurance companies utilize. They know what to look for in terms of policy, the amount of compensation a victim is owed, and how to reclaim the money. Sometimes, an insurance company will try to take short cuts which can negatively impact your claim. A car accident lawyer can gauge whether your adjustor is being sincere and treating you fairly.
INDIVIDUALS RECEIVE A LARGER CLAIM WITH AN ATTORNEY
Research shows that injury victims with legal counsel receive three and a half times more money than individuals who do not hire a lawyer. In most cases we have seen, individuals who do not hire an attorney are often at the mercy of their insurance company. They believe that the settlement offered is all they deserve. That is not often the case, however. In fact, if an insurance adjustor tries to persuade you not to hire a lawyer, you should be wary.
A RELEASE IS PERMANENT
When you agree to a settlement with the insurance company, one of the stipulations includes releasing your claim. This means that you relinquish your right to pursuing this claim in the future. Some injury victims might later realize their injuries are more extensive than they originally thought. However, if they sign a settlement, they cannot go to the insurance company to help cover the costs. That is why we advise individuals to have their case thoroughly reviewed by an attorney, before signing any agreement.
WE WORK ON A CONTINGENCY FEE
A contingency fee means that you do not have to pay attorneys unless they make a recovery. At Wyatt Law Firm, we understand that you are already under a lot of stress. You should not have to worry about paying attorney fees as well. That is why, unless we win, you do not have to pay. This also gives lawyers a greater incentive to prioritize your needs.
If you or a loved one has been involved in a car accident, contact our San Antonio auto accident attorneys today. We will review your case and help you talk to your insurance company to obtain the greatest settlement possible. Call today for a free consultation.